Term loans
$5K - $5M+Traditional loans with fixed payments and terms.
Business financing, explained before you apply.
Compare funding options from $1K to $5M+ across all 50 states. See real offers from our network of lenders and move forward with confidence.
No impact to your credit score
Your data is secure and never sold
Support from real funding experts
How XLoans works
South EndCapital
You finish here.
If you choose to move forward, your application continues securely with South End Capital.
XLoans is not a lender. We connect business owners with funding options. Loan decisions are made by our partners, including South End Capital.
$3.6B+Partner marketplaceAccess capital from a network of top lenders.
50 states + D.C.Nationwide accessFunding for businesses across the U.S.
Soft prequalificationCheck options with zero impactSee potential offers without affecting your credit score.
A simple four-step process
Tell us about your business
Answer a few questions about your funding need.
Compare your options
See personalized offers from trusted lenders.
Choose your offer
Review terms and select the option that fits.
Complete with South End Capital
Continue securely to finalize your funding.
Not a commitment to lend. All loans are subject to lender approval. Terms, conditions, and funding amounts vary by lender.
Check eligibility without the guesswork.
Send the basics once. XLoans helps identify relevant options before a partner asks for the heavier application details.
- Soft prequalification only
- Business funding options from $1K to $5M+
- Secure handoff if you continue with South End Capital
Built for business owners who want clarity before paperwork.
XLoans helps owners compare financing paths before committing to a full application. That means fewer blind submissions, clearer expectations, and a cleaner handoff when a lender is the right fit.
Why the South End Capital explanation matters
Money decisions demand precision. Showing the handoff upfront reduces confusion, builds trust, and helps qualified business owners continue with more confidence.
Frequently asked questions
Is XLoans a lender?
No. XLoans helps connect business owners with financing options. Loan decisions are made by lending partners.
Will checking eligibility affect my credit score?
No. The initial eligibility check is a soft prequalification, so you can compare options without affecting your credit score.
What happens if I choose an offer?
Your application continues securely with the relevant partner, including South End Capital when that is the selected path.
How much funding can I compare?
The page covers options from $1K to $5M+, with actual availability depending on lender approval, business profile, and product type.